This settlement farce reveals yet again that contracts in America have become decidedly one sided affairs: banks will take advantage of every trap and snare, and engage in further abuses if they can get away with them, but woe betide anyone on the other side. You have perilous little hope that you will get a fair hearing from regulators (witness the farce of the OCC foreclosure reviews) or courts, since banks both outgun and outlie most opponents.Over the last couple of decades the banks and the government representatives they own have turned our courts into their own little echo chamber. The Obama Administration are the worst yet in this regard. You are about as likely to get justice there, if you're an ordinary citizen, as you are to win the lottery.
The Legal Lie at the Heart of the $8.5 Billion Bank of America and Federal/State Mortgage Settlements
Less likely, actually, if you buy a lottery ticket.